What is a public adjuster?
A public insurance adjuster works for you and is an expert on loss adjustment for major property damage. Your Dalan public adjuster assists you in the preparation, filing and adjustment of your insurance claim. Guaranteeing a fast and favorable settlement. We save you time-consuming details inherent in preparing, filing and negotiating a claim.What the insurance company and adjusters do for you?
The insurance company and adjusters place the burden of proving the value of your loss on you. This is a complex and time consuming process. You want to be certain that every part of the claim has been covered to the full extent that the policy allows.Your insurance agent or broker is knowledgeable and well trained to determine your insurance needs, but insurance claims are an entirely different matter which require special expertise and experience. Your agent or broker has no part in the negotiating of your claim with the insurance company – it will either be you or your public adjuster.Why you should not settle your own claim?
Insurance policies have 30-60 pages of highly technical provisions and stipulations which you must adhere to in order to be reimbursed for your loss.Unless you have training in loss adjustment, you can overlook some important aspects of your claim, which may compromise its validity.At Dalan, we prepare claims every day while the average insured may have only one loss in a lifetime. Our extensive knowledge of insurance policy conditions enables us to settle your claim to your greatest advantage.The claim process
Dalan assists you in reporting your loss to the insurance company. We help prepare your claim according to insurance policy requirements, using our expertise and computer system to ensure detail and save you time and frustration.frustration. Dalan takes a physical inventory of your contents, obtains pertinent appraisals or building estimates, and ensures that all the provisions of your insurance policy are met.This often involves numerous steps which the average insured knows little about, but which can make a significant difference in the amount of the final adjustment.- FILING THE Claim-once Dalan has completed the preparation of your claim, we handle all the details in filing it with your insurance company. Our computerized claim system facilitates the claim process, bringing you faster, more accurate results.Negotiating your settlement
Dalan’s licensed and bonded adjusters negotiate on your behalf. We attend all meetings and capitalize on our experience and attention to detail to negotiate a favorable settlement. Once an agreement is reached and you are satisfied, we prepare the closing papers required to finalize your claim.Who pays Dalan’s Fee?
Since we are hired by you and represent only you, you pay our fee. However, we receive payment only after you get paid from the insurance company, we ask for no money up front and our fee comes out of the insurance companies proceeds. On the average we are able to recover approximately 20-30% more than if you handled the loss yourself based on our expertise and knowledge of loss adjustment.What to do at the time of a loss?
- Protect Property From Any Further Damage
- Drain Plumbing And Heating Systems
- Move Valuables To Safe Place
- Do Not Throw Anything Away
- Secure Building To Prevent Looting
- Arrange For Temporary Housing
- Call Dalan Adjustment